Security First 2022世界杯下注’s flood insurance solution is different than the separate flood insurance policy provided by the National Flood 2022世界杯下注 Program (NFIP).
Contact your agent to add our 洪水覆盖. Your agent can add this coverage to your existing policy with just a few clicks. We'll work with your agent to make sure your coverage is added and your policy is updated.
在2022世界杯下注领域, flooding is generally described as “rising” water that enters the home at the surface (ground) level due to an external cause and is not included in a standard homeowner’s insurance policy. Our 可以添加洪水覆盖 onto your home insurance policy, whereas an NFIP政策–or other policies based on NFIP coverage–require the purchase of a separate policy from a completely separate company.
It’s not uncommon for flooding to occur at the same time as another peril that causes damage to your home. If you have 洪水覆盖 with us, your claim will be handled in one place with one deductible. If you have a separate policy, such as an NFIP政策, you’ll have to work with different adjusters on separate claims (one for flood damage and another for everything else). Managing a flood loss with a company different than your home insurance company can get complicated and delay the process.
是的. 我们提供 F洪水覆盖是一种选择 that can be added to our 首页owner, Dwelling Fire Owner, and Dwelling Fire Landlord policies.
是的. Our endorsement is certified by the Florida Office of 2022世界杯下注 Regulation and meets the requirements specified in the United States Code (USC) 4012a(b) and Florida Statute 627.715(11)(a).
No. We 不需要 an elevation certificate to obtain this coverage.
可以添加洪水覆盖 在任何时候 到你目前的保单期限. For an upcoming term, it can be added up to 50 days prior to the renewal’s effective date. If flood coverage is added during a current term or after a policy’s renewal effective date, a 标准的30天等待期 applies before the coverage goes into effect.
No. This coverage must remain on the policy for the duration of the policy term. 虽然 we highly recommend 洪水覆盖, it can be removed from the policy as of the renewal term effective date up to 50 days prior to the renewal’s effective date.
Eligible properties are those covered under our 首页owners (HO3), Dwelling Fire Owner (DF3-DO) and Dwelling Fire Landlord (DF3-DL) programs with Wind Coverage, Full or Limited Water Damage Coverage, Ordinance or Law Coverage of 25% or more (of Coverage A), and no prior flood losses at the insured property's location (unless proof of re-engineering can be provided). Contact your agent for more detail on the types of properties that are eligible for our 洪水覆盖.
Our 洪水覆盖 is certified by the Office of 2022世界杯下注 Regulation and meets the requirements specified in the United States Code (USC) 4012a(b) and Florida Statute 627.715(11)(a).